Lower Your Cable Bill

 

       



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Money Saving Minute #038 – Lower Your Cable Bill

Most of us are not happy about the amount of money we spend to watch TV however not many people will take the time to call their provider and simply ask for a lower rate.  No company wants to lose your business. Often, a conversation about your cable, Internet and / or phone needs can result in a bill reduction.  This is especially true if your contract is nearing expiration, or you are no longer under contract.  Most providers offer dozens of promotional package so it’s worth exploring your options.  Once you find the promotional package that fits your needs and budget, mark your calendar with a reminder to call back in eleven months to transfer into a new promotion. 

Credit Cards

       


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Money Saving Minute #036 – credit cards

 

Having a credit card in your wallet is a lot like adopting a Pit Bull as a pet.  When properly trained they can be your best friend…when left to run wild they can be trouble.

 

A properly trained credit card will not be used as an extension of one’s earnings.  The mentality of “I can’t afford it today but I can afford the minimum payments” is what will get a borrower into trouble.  Instead one should think of credit cards as a way to help them track their spending as well as earn rewards or cash back.  If you can afford to pay off the balance each month you are using your credit wisely.  If you can’t pay off the balance each month stop and ask yourself if you need the purchase enough to pay 18 to 25 percent more for the item.

 

If you are currently carrying balances on your credit accounts go to this webpage and download the credit card calculator.  This will help you to set up a target payment to get those balances paid off.

http://tinyurl.com/MSM-CCcalc

 

For more information about this or anything home loan related please contact Team Warzon.